Five Tips For Managing Your Commercial Auto Insurance Costs

Sunday, March 1, 2009

Five Tips For Managing Your Commercial Auto Insurance Costs (NAPSA)—Asa business owner, you're accustomed to taking some risks, but taking risks with the insurance that covers your business vehicles is never a good idea. You might think the right coverage can be pricey, but, believe it or not, you can control some of your insurance costs. Leading commercial auto insurer Progressive offers these tips: Monitor your employees’ driving records. Business owners should run Motor Vehicle Reports on potential hires. Your agent can help with this; just make sure to notify your employee(s) first. While a Commercial Driver’s License may not be required to operate your vehicle(s), you may find that drivers who have them are more skilled and could qualify for pricing discounts. Makesure you have continuous coverage. Never let your insurance lapse; if you do, you may pay morefor your next policy because most insurers want to see proof of prior coverage. Ask your agent about discounts. There are a lot of them out there. For example, Progressive offers discounts to companies that pay in full, have been in business for more than three years, and more. Keep an eye on yourcredit. Some insurance companies use information about yourcredit history to help determine yourrate. Ask your agent specifically what Fy fe Lit ~ i Ke ax Reais

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