Long-Term Care Insurance Can Help You Savor The Comforts Of Home Saturday, March 1, 2008 u t u F u o V l o t g n i n n a l P Long-Tem Cae Insuance Can Help You Savo The Comfots Of Home (NAPSA)—Fo most people, the comfot of home is an unpaalleled feeling. So it’s undestandable why many people choose to stay in thei own homes as long as possible, even when facing the challenges associated with aging. Howeve, the effect of poviding cae fo a family membe can be a stain physically, emotionally and financially. In a suvey of people who puchased long-tem cae insuance fom one majo insu- ance company, 41 pecent said they did so because they didn’t want to be a buden on thei family. “Many of the baby boome geneation have seen thei paents o othe family membes deal with long-tem cae issues and have even had to act as a caegive fo an aging paent themselves,” said James Blackledge, senio vice pesident and poduct line office at Mutual of Omaha. “This geneation is detemined to not place the same buden on thei own childen.” Acommon misconception about long-tem cae insuanceis that it only povides coveage fo nusing home cae. Howeve, many longtem cae insuance policies offe coveage fo necessay home modifications, home health aids as well as homemake sevices that can help lessen the effect on family membes. Even with savings, the idea of self-funding long-tem cae is unealistic fo most Ameicans. With the aveage annual cost of nusing homecae, assisted living You can be moe comfotable as time goes by knowing you’ve planned fo long-tem cae. and homehealth cae ising, said Blackledge, the cost of just two o thee yeas of long-tem cae can wipe out the aveage Ameican’s etiement savings. “Long-tem cae insuance po- tects you assets so you don’t have to watch youlife savings whittled away by the cost of you cae,” Blackledge said. “And long-tem cae insuance has evolved ove the past few yeas to be moe affodable than eve.” Because you neve know when you'e going to need long-tem cae, expets advise selecting a company that is expeienced in long-tem cae insuance and financially sound to ensueit will be aound to povide you with coveage fa into the futue. Fo moe infomation on long- tem cae insuance, please visit mutualofomaha.com. --- PHOTOS --- File: 20190801-075746-20190801-075743-75806.pdf.jpg --- FILES --- File: 20190801-075743-75806.pdf